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Price Change$649,900

630 Lawrence Street

, Cambridge

$690,500

Detached|2-Storey
3 | 2 | 3
About this home

Welcome to this timeless century home, built in 1914, where classic character meets thoughtful modern updates. Offering 1,785 sq. ft. of above-grade living space, this charming 3-bedroom, 1.5-bathroom home is nestled in a mature, family-friendly neighbourhood close to schools, parks, and public transit. From the moment you arrive, you'll appreciate the inviting curb appeal, highlighted by a welcoming covered front porch. Step inside to a spacious foyer where a stunning original wood staircase showcases the craftsmanship and charm that make century homes so special. The bright and spacious living room offers the perfect place for family and friends to gather, while the formal dining room features beautiful original built-in cabinetry and elegant wainscoting. The updated kitchen provides plenty of counter space, a gas stove, and a lovely view of the backyard. Conveniently located off the kitchen is access to both the backyard and basement, where you'll find abundant storage, a spacious laundry area, and a two-piece bathroom. Enjoy the spacious, fully fenced backyard, perfect for children, pets, gardening, or entertaining. Upstairs offers three generous bedrooms, a four-piece bathroom, and access to the unfinished attic a blank canvas ready to become additional living space, a home office, or a private retreat. The long driveway comfortably accommodates up to three vehicles. Major updates include a fully updated electrical system (2021), metal roof (2021), fascia and eavestroughs (2021), and furnace (2022), providing peace of mind for years to come. Blending the timeless elegance of a century home with modern functionality, this beautifully maintained property is ready to welcome its next family.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age100+
Size2000-2500 sq. ft.
Property Tax$3,801
Lot Size48 ft x 120.12 ft
mls© NumberX13563290
Listed ByRE/MAX TWIN CITY REALTY INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,534
Property tax
$317
Heat allowance
$150
Housing costs
$4,001 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $138,100
25-yr amortization

Income needed

$123,000

gross annual household income

Payment at 4%
$2,906 / mo
Cash down
$138,100

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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