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, Cambridge
$494,900
Are you still looking for an affordable listing to get into the market? Then set your sights on 156 St. Andrews Street in the West Galt portion of Cambridge. This semi-detached freehold home is conveniently located close to schools, shopping, transit, parks, trails and is just a few minutes away from the action at the Gas Light District in downtown Galt. The home is almost 1,400 sq feet and has 3 upper-level bedrooms and 1 full bathroom. Each bedroom has a ceiling fan and a closet. Other than the staircase, the home is carpet free with a combination of laminate and luxury vinyl flooring. The updated kitchen is spacious with eat-in area as well as new counters, sink, faucet, floor, lower cabinets and SS range hood. We have parking for 2 + cars in the asphalt driveway and a large fenced back yard. There is detached garage with hydro as well. When required, the home has seen the necessary mechanical updates with the heating, cooling, roof, soffits/gutters, front door, plumbing, along with blown in insulation. The home is in move in condition and would be a perfect option for that family looking to pluck their first home from the market and enjoy the residential neighbourhood, yet still close to many amenities. Please take a moment to review the marketing video, the floor plans and the 360-degree photography.
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| Type | Semi-Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,145 |
| Lot Size | 33 ft x 130 ft |
| mls© Number | X13514836 |
| Listed By | BOSLEY REAL ESTATE LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,533
- Property tax
- $262
- Heat allowance
- $150
- Housing costs
- $2,945 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$91,000
gross annual household income
- Payment at 4%
- $2,083 / mo
- Cash down
- $98,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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