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Listed 2 months ago

28 Millcreek Court

Ancaster, Hamilton

$4,750,000

Detached|2-Storey
5 | 6 | 10
About this home

Some streets are desirable. This street is legendary. The third home offered for sale here in the past twenty years, this exceptional estate occupies more than half an acre on one of Ancaster's most coveted addresses, just steps from the Bruce Trail, the historic Ancaster Old Mill and the heart of downtown Ancaster. Offering over 7,000 square feet of finished living space, this five-bedroom, six-bathroom home is complemented by a three-car garage and beautifully landscaped grounds. A dramatic great room with soaring 18-foot ceilings and a wall of windows overlooks the backyard, while garden doors open to multi-level decks and the pool beyond. The formal dining room opens through double doors to a front terrace overlooking the park-like front yard. The kitchen is designed for both everyday living and large-scale entertaining, featuring extensive cabinetry, built-in appliances, wine storage and a dedicated staircase to the lower level. The main floor primary suite is a true retreat, complete with a gas fireplace, direct access to the backyard and pool, completed with a beautifully renovated ensuite. Upstairs, four generously sized bedrooms include two private ensuites, an additional full bathroom and a unique loft on its own level. Two staircases lead to the second floor, while two more connect to the expansive lower level. With more than 2,200 square feet of finished space, the lower level offers remarkable flexibility, featuring a three-sided gas fireplace, recreation and billiards areas, media space, fitness area, full bathroom, a sitting room that could easily serve as a sixth bedroom, extensive storage and existing rough-ins for a future wet bar or secondary kitchen. Outside, multi-level decks surround the swimming pool. Significant updates include the roof (2018), furnace and air conditioner (2020), pool liner and pump (2024), and pool heater (2025). More than a home. One of Ancaster's most coveted addresses. RSA. Luxury Certified.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age16-30
Size3500-5000 sq. ft.
Property Tax$22,779
Lot Size355.59 ft x 193.87 ft
mls© NumberX13495672
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$24,313
Property tax
$1,898
Heat allowance
$150
Housing costs
$26,361 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $950,000
25-yr amortization

Income needed

$811,000

gross annual household income

Payment at 4%
$19,989 / mo
Cash down
$950,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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