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Featured
Listed 2 months ago

521 Ranch Road

Verulam, Kawartha Lakes

$864,800

Detached|Bungalow-Raised
3 | 2 | 14
About this home

Stunning fully renovated 3-bedroom, 2-bath raised bungalow showcasing exceptional craftsmanship and high-end finishes throughout. Taken back to the studs and completely reimagined, this home offers a perfect blend of modern luxury, comfort, and functionality. With both levels predominantly above grade, the bright, airy layout feels more like a two-storey home than a traditional bungalow. The spectacular open-concept main level features a designer kitchen with quartz countertops, built-in appliances, abundant cabinetry, and seamless flow into the living and dining areas-ideal for both everyday living and entertaining. Walk out to the impressive 47-ft wraparound sundeck, perfect for relaxing, dining, or hosting family and friends.*** The lower level offers an incredible primary retreat complete with a luxurious 5-piece ensuite bath that must be seen to be appreciated. A spacious family room with electric fireplace creates a warm and inviting atmosphere, complemented by a built-in bar area for entertaining. A walkout to the backyard enhances the indoor-outdoor lifestyle.***Over $250,000 spent in renovations and upgrades since 2021. Additional features include a private, treed lot offering exceptional privacy, a 17' x 10' guest bunkie, and a newly built 26' x 22' insulated and heated garage with built-in cabinetry and shelving. Enjoy a private patio with fire pit, perennial gardens, and convenient dry storage under the deck. The expansive 90' x 22' driveway provides ample parking for a motorhome, boat, or recreational toys.***Unbeatable location just 5 minutes to Bobcaygeon for restaurants and amenities, and only a 2-minute stroll down the laneway to public access on beautiful Sturgeon Lake for swimming or launching your boat.***This is a rare turnkey opportunity offering luxury, privacy, and lifestyle in one exceptional package. ***Bring your fussiest client-they will not be disappointed*** Shows a 10!!!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,757
Lot Size120 ft x 100 ft
mls© NumberX13484548
Listed ByCOLDWELL BANKER THE REAL ESTATE CENTRE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,426
Property tax
$230
Heat allowance
$150
Housing costs
$4,806 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $172,960
25-yr amortization

Income needed

$148,000

gross annual household income

Payment at 4%
$3,639 / mo
Cash down
$172,960

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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