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Listed 2 months ago

16 - 4 Victoria Street

Waterdown, Hamilton

$799,900

Condo Townhouse |
3 | 3 | 2 | 0
About this home

Welcome to this beautifully maintained end-unit townhouse tucked away in one of Waterdown's most desirable locations. Perfect for first-time buyers, young families, downsizers, or anyone seeking a low-maintenance lifestyle without sacrificing space or convenience. The bright, open-concept main floor features large windows, vaulted ceiling that fill the home with natural light, a cozy gas fireplace, and a functional layout designed for everyday living and entertaining. With three bedrooms, including a convenient main-floor bedroom, and 2.5 bathrooms, this home offers flexibility for families, guests, or a home office. Retreat to the spacious primary suite on the second level, complete with a 5-piece ensuite. Step outside to your private backyard patio and enjoy the low maintenance backyard. This sought-after condominium community offers a spacious grassy common area and is ideally situated just a short walk to downtown Waterdown's charming shops, cafés, restaurants, pubs, schools, churches, and everyday amenities. Outdoor enthusiasts will love the nearby access to the Bruce Trail and surrounding trail systems. The YMCA is only minutes away, and Memorial Park hosts popular community events, including Waterdown Ribfest. A rare opportunity to enjoy nature, convenience, and community all in one exceptional location.

Extras

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Got questions?

Contact Angela directly.

agent
Angela Montano
(647) 283-2643
TypeCondo Townhouse
Style2-Storey
Approx. Age16-30
Size1600-1799 sq. ft.
Maintenance Fees$515
LockerNone
BalconyNone
ExposureEast
Parking TypeAttached
Parking Spaces2
Parking FeaturesPrivate
Property Tax$5,395
mls© NumberX13469334
Listed ByKELLER WILLIAMS EDGE REALTY
Water Included
Building Insurance Included
Common Elements Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$450
Heat allowance
$150
Condo fees, half counted
$258
Housing costs
$4,951 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$152,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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Comparable sales

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