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Ferris, North Bay
$490,000
Welcome to this delightful 3-bedroom back split home nestled in the family-friendly neighbourhood of Ferris. From the moment you arrive, the inviting front porch lined with the vibrant flower beds sets the tone for this cozy retreat. Step inside to discover a bright living room and formal dining area, both brimming with natural light. The updated kitchen with modern appliances and convenient access through the door to the back yard for easy entertaining. The upper level offers three spacious bedrooms and an updated 5-piece washroom. The primary bedroom is a serene escape, featuring patio doors that lead to a private gazebo/sunroom and a luxurious 6-person hot tub perfect for unwinding any time of the day. The lower level has a family room complete with a gas fireplace. The large laundry/utility room is unfinished and can be used as a workshop. Additional storage is plentiful with a crawl space. Outdoors, the oversized deep backyard is perfect for gardening.
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| Type | Detached |
| Style | Backsplit 3 |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,277 |
| Lot Size | 49.9 ft x 245 ft |
| mls© Number | X13144572 |
| Listed By | Century 21 Blue Sky Region Realty Inc., Brokerage |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,508
- Property tax
- $273
- Heat allowance
- $150
- Housing costs
- $2,931 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$90,000
gross annual household income
- Payment at 4%
- $2,062 / mo
- Cash down
- $98,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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