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Listed 4 months ago

20 ST. CHARLES Drive

557 - Thorold Downtown, Thorold

$674,900

Detached|Sidesplit
3 | 4 | 2
About this home

Located in one of Thorold's most sought-after neighbourhoods, this exceptional property offers 6 bedrooms and 4 three-piece bathrooms across upper and lower self-contained units. Ideal for large or multi-generational families, or buyers seeking rental income to offset mortgage costs. Each unit features a full kitchen, private entrance, and separate laundry. Recent updates include renovated bathrooms, modern appliances, and new window coverings. Close to schools, Brock University, and Pen Centre, this turnkey home blends lifestyle and investment appeal.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleSidesplit
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,558
Lot Size55.8 ft x 123.22 ft
mls© NumberX13057532
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,454
Property tax
$380
Heat allowance
$150
Housing costs
$3,984 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $134,980
25-yr amortization

Income needed

$123,000

gross annual household income

Payment at 4%
$2,840 / mo
Cash down
$134,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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