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85 Ranchdale Drive

Thorner, Hamilton

$699,900

Detached|Backsplit 4
3 | 2 | 4
About this home

Welcome to 85 Ranchdale Drive, nestled in the highly desirable Thorner neighbourhood on Hamilton Mountain-a peaceful, well-established pocket known for its quiet, tree-lined streets, mature greenery, and strong sense of community. This beautiful, bright, move-in-ready 4-levelbacksplit sits in a prime Central Mountain spot, surrounded by excellent schools, parks, libraries, and everyday conveniences. You're just minutes from Limeridge Mall and public transit, with quick access to the Lincoln Alexander Parkway for easy commutes. The home itself offers 3+1bedrooms and 2 full bathrooms across 1,053 sqft, with a fantastic layout perfect for growing families or multi-generational living. The main level boasts hardwood floors in the living and dining areas highlighted by soaring vaulted ceilings that create an open, airy feel. The bright, updated kitchen features granite countertops, stainless steel appliances, a stylish backsplash, and ample cabinet space-ideal for everyday meals or entertaining. Upstairs, the 3 spacious bedrooms include ceiling fans in the primary and secondary bedrooms plus plenty of closet space. The fully finished basement is a standout: potential for a versatile in-law suite or income opportunity with its own separate entrance, additional kitchenette, bathroom, laminate flooring, and large windows for natural light-rent it out to help offset your mortgage or welcome extended family. Outside, savor large front and back yards on a generous 50 x 100 ft corner lot lush with a gorgeous garden of mature trees and perennial flowers-perfect for relaxing, gardening, or playtime. Ample parking is a breeze with a private double driveway and carport. This move-in-ready gem is full of potential-your dream home in one of Hamilton Mountain's most sought-after family neighbourhoods awaits!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBacksplit 4
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,596
Lot Size50 ft x 100 ft
mls© NumberX13054974
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$383
Heat allowance
$150
Housing costs
$4,115 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$127,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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