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Listed 9 months ago

164 Gardiner Drive

Gilkson, Hamilton

$899,000

Detached|Bungalow
3 | 2 | 3
About this home

Nestled in one of Hamilton Mountain's finest locations, this fully renovated bungalow sits on a generous pie-shaped lot. It's minutes from highways and close to all major amenities. Step inside to find an open-concept main floor featuring a bright living and dining area, a modern kitchen with brand-new appliances, and a spacious breakfast area. There are three good-sized bedrooms on this level. The finished basement offers a separate entrance through the garage and includes two additional bedrooms, a large living area, and a conveniently placed laundry room. Additional upgrades include a new garage door. This turnkey home is ready for you to move in and enjoy.

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size< 700 sq. ft.
Property Tax$4,000
Lot Size40.09 ft x 125.96 ft
mls© NumberX12594548
Listed ByCENTURY 21 GREEN REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,601
Property tax
$333
Heat allowance
$150
Housing costs
$5,085 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,800
25-yr amortization

Income needed

$156,000

gross annual household income

Payment at 4%
$3,783 / mo
Cash down
$179,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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