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New2 hours ago

12 Fitzgibson Street

Credit Valley, Brampton

$949,900

Semi-Detached |2-Storey
3 | 4 | 4
About this home

LEGAL BASEMENT APARTMENT WITH SEPARATE SIDE ENTRANCE! Welcome to this beautiful full-brick 2-storey semi-detached home in Brampton's highly sought-after Credit Valley community. Extended driveway accommodates up to 3 cars. Bright and spacious main floor features 9-ft ceilings, separate living and dining areas, large windows offering plenty of natural light, plus a generous family room ideal for entertaining. The upgraded kitchen offers quartz countertops, S/S appliances, gas stove and breakfast area overlooking the private, fully fenced and landscaped backyard. Upstairs features 3 spacious bedrooms. Primary bedroom includes a walk-in closet and 5-pc ensuite with upgraded vanity, quartz countertop and separate standing shower. Two additional generous-sized bedrooms share an upgraded 3-pc bathroom with quartz countertop. The legal basement apartment offers 1 bedroom, full bathroom, spacious kitchen and separate side entrance-perfect for rental income or extended family. An additional recreation area can be kept separate for the homeowner's private use. Excellent location within walking distance to grocery stores, schools, doctors, banks, temple, masjid and other everyday amenities. Public transit is just a minute away, making commuting easy and convenient. A great combination of space, location and rental income potential!

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agent
Angela Montano
(647) 283-2643
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$6,892
Lot Size28.09 ft x 88.7 ft
mls© NumberW13715590
Listed ByRE/MAX SKYWAY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,862
Property tax
$574
Heat allowance
$150
Housing costs
$5,586 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $189,980
25-yr amortization

Income needed

$172,000

gross annual household income

Payment at 4%
$3,997 / mo
Cash down
$189,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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