2538 St Clair Avenue W
Rockcliffe-Smythe, Toronto
$788,000
Welcome to 2538 St Clair Ave W, a 3-bedroom, 2-bathroom semi-detached home offering approximately 1,130 sq. ft. above grade in a convenient Toronto location near The Junction and Stockyards. Extensive improvements completed in 2025 include updated flooring throughout, multiple new windows and doors, an updated kitchen with new cabinetry, countertop, double sink, range hood and lighting, updated second-floor bathroom, new stairs and railings, and fresh paint throughout. The finished basement provides additional living space, a 4-piece bathroom and laundry area. Features include central air, a fenced backyard and sump pump. Steps to TTC, Walmart, shopping, restaurants, schools and everyday amenities along St Clair. Private Green P parking available nearby.
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| Type | Semi-Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,230 |
| Lot Size | 16.75 ft x 82.75 ft |
| mls© Number | W13697852 |
| Listed By | ROYAL CANADIAN REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,033
- Property tax
- $269
- Heat allowance
- $150
- Housing costs
- $4,453 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$137,000
gross annual household income
- Payment at 4%
- $3,316 / mo
- Cash down
- $157,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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