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Listed 14 days ago

39 Victoria Street

Georgetown, Halton Hills

$849,800

Semi-Detached |2-Storey
2 | 3 | 2
About this home

Welcome to 39 Victoria Street - a brand new, thoughtfully designed semi-detached home offering nearly 2,000 sq/ft of finished living space in a highly convenient Georgetown location, just steps (under 500m) to the GO Station for effortless commuting. This home immediately impresses with its modern curb appeal, featuring a welcoming front porch, armor stone detailing, and private driveway parking for two vehicles (to be paved September 2026). Inside, you'll find a bright, open-concept main level highlighted by 9-foot ceilings, smooth ceilings, pot lights, and durable luxury vinyl plank flooring that flows seamlessly throughout the entire home. The contemporary white kitchen is both stylish and functional, complete with quartz countertops, stainless steel appliances, and a sleek marble backsplash - perfectly designed for everyday living and entertaining. Upstairs and throughout, the home continues to deliver clean, modern finishes and efficient use of space. The fully finished basement adds exceptional versatility, featuring a den, large cold room, and a separate walk-up to the backyard - making it an ideal setup for extended family, guests, or potential in-law suite use. Built with quality and efficiency in mind, this home features ICF construction for the foundation and dividing wall, providing enhanced insulation and superior sound separation from the adjoining unit. Exterior walls are fully spray foam insulated, offering excellent energy efficiency and year-round comfort, complemented by a tankless on-demand water heater. The fully sodded backyard is designed for low-maintenance enjoyment, complete with a rear porch, walk-up access from the basement, and a detached garage that offers flexible use as a garage, workshop, or additional storage space. A rare opportunity to own a turnkey, energy-efficient home in a walkable, commuter-friendly location - perfect for families, professionals, or investors alike.

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agent
Angela Montano
(647) 283-2643
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,437
Lot Size25 ft x 132 ft
mls© NumberW13592512
Listed ByCentury 21 Miller Real Estate Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,350
Property tax
$203
Heat allowance
$150
Housing costs
$4,703 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $169,960
25-yr amortization

Income needed

$145,000

gross annual household income

Payment at 4%
$3,576 / mo
Cash down
$169,960

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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