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New5 days ago

39 Howard Drive

Rural Oro-Medonte, Oro-Medonte

$969,000

Detached|2-Storey
4 | 3 | 8
About this home

Nearly 2,700 Sq Ft Of Refined Living Within Walking Distance Of Lake Simcoe!Set well back from the road on an expansive 112 x 173 ft lot in Oro Station's Harbourwood neighbourhood, this beautifully maintained home is surrounded by mature trees, landscaped gardens and a generous front yard, with a stone walkway leading to its classic brick-and-siding exterior. The traditional design is complemented by a 2-car attached garage and beautifully established landscaping. The carpet-free main level offers separate living and dining rooms, while the family room centres around a wood-burning fireplace that makes colder evenings especially inviting. Rich wood cabinetry, stainless steel appliances, a tiled backsplash and complementary countertops give the kitchen a timeless finish, with a breakfast bar for casual meals and an adjoining breakfast area that walks directly out to the back deck. Upstairs are four bedrooms, including a primary bedroom with a walk-in closet and 3-piece ensuite, while updated bathrooms throughout reflect the care that has gone into the home. The finished basement extends the living space with a rec room and bonus room that could easily serve as a home office or den. The fenced backyard is beautifully established, with a deck overlooking the lawn, mature gardens and a recently updated interlock patio, while a recently updated front patio adds another finished outdoor space. Lake Simcoe is within walking distance, Bayview Memorial Beach and Park is only minutes away, a public boat launch is nearby, and Barrie and Orillia are each approximately 15 minutes from home.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$4,675
Lot Size112 ft x 173 ft
mls© NumberS13695296
Listed ByRE/MAX HALLMARK PEGGY HILL GROUP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,960
Property tax
$390
Heat allowance
$150
Housing costs
$5,499 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $193,800
25-yr amortization

Income needed

$169,000

gross annual household income

Payment at 4%
$4,078 / mo
Cash down
$193,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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