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Listed 7 days ago

12 Monarchy Street

Innis-Shore, Barrie

$559,999

Freehold Townhouse|2-Storey
2 | 2 | 3
About this home

Beautiful south-end townhouse just minutes from the GO Station. The main floor offers a stylish kitchen with granite countertops, subway tile backsplash, stainless steel appliances, pot lights, and real hardwood floors flowing into a bright family room with walk-out to the sundeck. The fully finished basement includes a 3-piece bathroom. Outside, enjoy a newly sodded, fully landscaped backyard with deck and convenient garage access. Major upgrades are already done: high-efficiency furnace (2024), air conditioner (2023), new roof (2021), brand new owned water heater (2026), and a brand new garage door opener (2026). Immaculate, move-in ready, and loaded with extras.

Extras

No extras listed.

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Got questions?

Contact Angela directly.

agent
Angela Montano
(647) 283-2643
TypeAtt/Row/Townhouse
Style2-Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,889
Lot Size19.68 ft x 125.37 ft
mls© NumberS13671358
Listed ByKELLER WILLIAMS EXPERIENCE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,866
Property tax
$324
Heat allowance
$150
Housing costs
$3,340 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $112,000
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,357 / mo
Cash down
$112,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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