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Listed 8 days ago

89 Steel Street

Codrington, Barrie

$639,900

Detached|Sidesplit 3
3 | 2 | 4
About this home

Top 5 Reasons You Will Love This Home: 1) Beautifully maintained all brick 3-level sidesplit nestled in Barrie's highly sought-after Codrington neighbourhood, offering timeless curb appeal, solid construction, and the lasting quality that has made this established community so desirable 2) Set on an impressive 54'x164' lot, the expansive backyard is a private outdoor retreat surrounded by mature trees and beautifully established gardens, providing the perfect setting for relaxing, entertaining, or simply enjoying the outdoors in complete privacy 3) Offering over 1,500 square feet of finished living space, three spacious bedrooms, and 1.5 bathrooms, this thoughtfully designed home delivers comfort and functionality for first-time buyers, growing families, or those looking to downsize without compromise 4) A detached garage with a durable concrete floor adds exceptional versatility, providing the perfect space for secure parking, a fully equipped workshop, additional storage, or hobbies that require room to spread out 5) Ideally located close to excellent schools, everyday shopping, parks, and convenient highway access, this home delivers the perfect mixture of a quiet, established neighbourhood and effortless commuting for families and professionals. 1,040 above grade sq.ft. plus a finished basement.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleSidesplit 3
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,931
Lot Size54.5 ft x 164.02 ft
mls© NumberS13671322
Listed ByFARIS TEAM REAL ESTATE BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,275
Property tax
$411
Heat allowance
$150
Housing costs
$3,836 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $127,980
25-yr amortization

Income needed

$118,000

gross annual household income

Payment at 4%
$2,693 / mo
Cash down
$127,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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