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Rural Ramara, Ramara
$750,000
Experience the best of waterfront living on the shores of beautiful Lake Couchiching. Rebuilt only a couple years ago, this energy-efficient home offers over 1900 sq. ft. of finished living space and the perfect combination of modern comfort and year-round recreation. Extensively rebuilt with a beautifully finished new interior, the home features new windows, upgraded insulation, new flooring, updated exterior finishes, and quality craftsmanship throughout, creating a move-in-ready retreat. Enjoy deeded waterfront with a shallow, crystal-clear sandy shoreline-ideal for swimming, boating, paddle boarding, and making unforgettable family memories. As part of the renowned Trent-Severn Waterway, Lake Couchiching flows into Lake Simcoe and connects to an extensive waterway system, offering endless opportunities to explore by boat. A finished in-law suite with a separate entrance provides outstanding flexibility for extended family, visiting guests, or a rental income opportunity. Set on a level, beautifully treed 0.45-acre lot, this property offers privacy, ample outdoor space, and easy access to the waterfront. Built with an ICF (Insulated Concrete Form) foundation for exceptional energy efficiency, durability, and year-round comfort, the home features a bright open-concept layout, stainless steel appliances, modern kitchen and bathrooms, updated lighting, and quality finishes throughout. Every detail has been thoughtfully designed to maximize comfort, functionality, and low-maintenance living. Ideally located just 15 minutes to Orillia, approximately 20 minutes to Highway 400, and about 90 minutes from the north end of the GTA, this property offers the perfect balance of peaceful waterfront living and convenient access. Whether you're searching for a year-round home, a four-season cottage, or an investment with income potential, this exceptional Lake Couchiching property is ready to enjoy
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,480 |
| Lot Size | 99.26 ft x 163.08 ft |
| mls© Number | S13623160 |
| Listed By | RE/MAX WEST REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,839
- Property tax
- $373
- Heat allowance
- $150
- Housing costs
- $4,362 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$134,000
gross annual household income
- Payment at 4%
- $3,156 / mo
- Cash down
- $150,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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