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Listed 4 months ago

33 Gloucester Grove

Port McNicoll, Tay

$449,000

Detached|Bungalow
2 | 1 | 3
About this home

Better Than Waterfront - All the Lifestyle, None of the Hassle. Enjoy the best of Georgian Bay living without the high taxes, shoreline maintenance, or dock upkeep. Just a short stroll to the sandy shores of private Grandview Beach, this charming 2-bedroom bungalow, with additional bunkie, offers easy, relaxed living in a peaceful setting. Set on a spacious double lot at the end of a quiet dead-end road, there's room to garden, play, and entertain. Unwind in the screened-in gazebo-completely bug-free-or gather around the fire pit for cozy evenings under the stars. Inside, the bright and generous living room features a welcoming propane fireplace, perfect after a day of swimming, kayaking, or soaking up the sun at the beach. Two energy-efficient mini-split systems provide both heating and cooling for added comfort throughout the seasons. Nearly everything has been updated within the last 5 years, including windows, doors, plumbing, electrical, insulation, flooring, roof, and decking, all wrapped in low-maintenance aluminum siding. With year-round municipal water, a newer tertiary septic system (approx. 5 years), year-round road access, and parking for 3+ vehicles, this is effortless ownership. While currently enjoyed as a seasonal retreat, there is potential for extended or four-season use. The Seller, a retired HVAC specialist, notes the option to further enhance year-round comfort if desired. A modest annual association fee provides access to the private sandy shoreline of Grandview Beach. A rare opportunity to enjoy space, simplicity, and the Georgian Bay lifestyle-without compromise.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$1,315
Lot Size100 ft x 100 ft
mls© NumberS13059510
Listed ByReal Broker Ontario Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,298
Property tax
$110
Heat allowance
$150
Housing costs
$2,558 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $89,800
25-yr amortization

Income needed

$79,000

gross annual household income

Payment at 4%
$1,889 / mo
Cash down
$89,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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