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Listed 4 months ago

81 Silver Birch Crescent

Port McNicoll, Tay

$1,799,900

Detached|2-Storey
5 | 4 | 6
About this home

Set on approximately 120 feet of protected shoreline along Georgian Bay, this almost 3,000 sq ft raised bungalow (3,900 with garage and massive utility room) is positioned on a quiet cul-de-sac with minimal traffic, offering both privacy and a safe, family-friendly environment.The property has been thoughtfully designed and overengineered to maximize natural light and connection to the water. Expansive floor-to-ceiling windows span both levels on the waterfront side, creating bright, open living spaces and showcasing the natural surroundings throughout the home.With 5 bedrooms and 4 bathrooms, the layout is ideal for large families, multi-generational living, or hosting guests. The main living areas are open and inviting, anchored by hardwood floors and designed for entertaining, while the walkout lower level adds additional flexibility and direct access to the outdoors.Outdoors, the waterfront is a sandy, gradual entry into the water makes it ideal for swimming and families, while the protected inlet allows for boating, kayaking, and fishing in calm conditions. A marine railway system comes with the boathouse.The home is set approximately 60 metres back from the water, allowing for full sun exposure at the shoreline throughout the day.Additional features include: Future-ready design for a second-level deck with existing French balconies High-end Bio-Clean septic system with advanced multi-stage treatment Forced air propane heating and municipal water service Quiet, established neighbourhood settingLocated just a short 2-minute walk to Patterson Park, this property offers both seclusion and convenient access to nearby green space and recreation.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$8,415
Lot Size69.78 ft x 373.66 ft
mls© NumberS13058134
Listed ByKeller Williams Experience Realty

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$9,213
Property tax
$701
Heat allowance
$150
Housing costs
$10,064 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $359,980
25-yr amortization

Income needed

$310,000

gross annual household income

Payment at 4%
$7,574 / mo
Cash down
$359,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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