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New4 hours ago

181 Church Street

Keswick North, Georgina

$799,999

Detached|2-Storey
4 | 2 | 8
About this home

A truly one-of-a-kind century home in the heart of Keswick North, offering an incredible opportunity to own a beautiful piece of local history. Lovingly maintained and thoughtfully upgraded, this charming 4-bedroom home blends timeless character with modern touches and plenty of space for the whole family. Step inside and appreciate the beautifully restored original hardwood floors that preserve the warmth and character of this special home. The bright, open-concept kitchen and dining area has been fully renovated with beautiful modern finishes, stainless steel appliances, a stylish backsplash and functional space for everyday living and entertaining. The main floor continues with a spacious living room, additional family room, convenient laundry and a beautifully renovated bathroom featuring a double-sink floating vanity and stunning custom-built open-concept shower thoughtfully designed with privacy in mind. A separate entrance with mudroom off the kitchen adds even more functionality. Upstairs, discover 4 generous bedrooms, including a unique loft-style bedroom with skylight, perfect for a home office, guest room, playroom or creative space. The additional bedrooms offer their own closets, with original hardwood flooring continuing throughout this carpet-free home. Outside, enjoy a large fully fenced backyard with a spacious deck, garden, hot tub and oversized storage shed. A brand-new paved driveway completed in 2026 provides parking for 8+ vehicles, while crawl-space storage offers additional functionality. Most windows were updated approx. 2015, along with several main-floor upgrades completed around the same time. Ideally located close to shops, restaurants, schools, parks, daycares and everyday amenities, with beautiful Lake Simcoe just minutes away. Full of warmth, history and personality, 181 Church Street is anything but cookie-cutter. A rare opportunity to own a unique century home filled with character and charm in beautiful Keswick!

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  • Sat, Sep 19

    12:00 PM – 2:00 PM

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Got questions?

Contact Angela directly.

agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,277
Lot Size83.53 ft x 133.59 ft
mls© NumberN13779334
Listed ByRE/MAX REALTRON REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,095
Property tax
$440
Heat allowance
$150
Housing costs
$4,685 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $160,000
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,367 / mo
Cash down
$160,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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