58 spruce Avenue
South Richvale, Richmond Hill
$2,758,000
Tandem 3 Car Garage! In Prestigious South Richvale, Custom Build Home With Quality Workmanship, Extremely Bright South Facing. All Natural Stone Front Exterior And Huge Lot. Rare 14 Feet Cathdral Ceiling. Oversized Tile Blended W/Hand Scraped Wood Flooring On Main Level,Pot Lights Throughout. 10' Ceiling On Main And 9' On 2nd. Quality Hardwood, Limestone And Marble Floor. Heated Floor For Breakfast Area And Master Bathroom. Finished Walk Up Basement With Above Grade Windows. Three Fireplaces, Skylight. Custom Made Gourmet Kitchen W/ Huge Cent Island, Granite Counter ,Two Sink, Backsplash, Light Under Cabinet ,B/I Appliances Breakfast Area W/O To Private Patio, Quality Hardwood, Limestone, Marble Floors Thru-Out Both Flrs, Wainscoting ,Chair Railing, Skylight.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 3500-5000 sq. ft. |
| Property Tax | $15,728 |
| Lot Size | 45.08 ft x 240.35 ft |
| mls© Number | N13718256 |
| Listed By | CENTURY 21 KING`S QUAY REAL ESTATE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $14,117
- Property tax
- $1,311
- Heat allowance
- $150
- Housing costs
- $15,577 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$479,000
gross annual household income
- Payment at 4%
- $11,606 / mo
- Cash down
- $551,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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