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New2 days ago

16 Ramsay Street

Holland Landing, East Gwillimbury

$999,999

Detached|2-Storey
4 | 3 | 8
About this home

16 Ramsey Road is a home you're not going to want to miss! Set in a quiet, family-oriented neighbourhood on an incredible 102 x 165 ft lot, this bright and spacious home offers the perfect combination of space, privacy and convenience. It has a fully fenced yard with double gate drive through access for all your toys! The renovated modern kitchen, four bedrooms, updated upper bathrooms, separate living and family rooms, and newer laminate flooring provide plenty of room for the whole family. It features a wood burning stove with a fireplace insert that is perfect for those chilly fall evenings. Step outside to a beautiful backyard and large deck-ideal for kids to play, entertaining or simply enjoying the peace and privacy this property offers. The partially finished basement provides excellent potential to create even more living space. Recent updates include roof re-shingled August (2026), new septic system (2020), updated kitchen with a custom pantry, newer furnace, A/C, water softener and numerous upgraded windows. This home is Surrounded by trails and nature while still close to everyday amenities. This is a rare opportunity to own a spacious family home in one of Holland Landing's most desirable pockets.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$4,922
Lot Size101.38 ft x 162.63 ft
mls© NumberN13714018
Listed ByREMAX YOUR COMMUNITY REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,118
Property tax
$410
Heat allowance
$150
Housing costs
$5,679 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $200,000
25-yr amortization

Income needed

$175,000

gross annual household income

Payment at 4%
$4,208 / mo
Cash down
$200,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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