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New1 hour ago

84 Sapphire Drive

Rouge Woods, Richmond Hill

$1,539,900

Detached|2-Storey
4 | 4 | 8
About this home

Extensively upgraded 4-bedroom, 4-bathroom family home offering approximately 2,380 sq. ft. above grade in one of Richmond Hill's most desirable neighbourhoods. The main level features a bright, open-concept living and dining area, a spacious family room with gas fireplace, and a custom kitchen with quartz countertops, porcelain flooring, brand-new fridge and gas range (2026), and French doors opening to the backyard.Quality improvements run throughout: engineered hardwood on the main and second floors (2024), a refinished staircase with wrought-iron pickets, new windows (2024), new baseboards, modern interior doors, pot lights on all three levels, Kasa smart switches, security cameras, and a Blink video doorbell. The fully finished basement extends the living space with a bedroom/den, recreation area, 2-piece bathroom, laundry, and dedicated storage.Major mechanical and structural updates provide long-term peace of mind: roof (2019), furnace and A/C (2022), garage door (2022), windows (2024), water softener (2025), and carbon monoxide detectors on all floors (2026).Complete with a double-car garage, central vacuum rough-in, deck, BBQ shelter, shed, and a private backyard made for entertaining. Steps to top-rated schools, parks, shopping, and transit - a true move-in-ready home for the growing family.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age16-30
Size2000-2500 sq. ft.
Property Tax$7,466
Lot Size30.7 ft x 117 ft
mls© NumberN13697930
Listed ByVANGUARD REALTY BROKERAGE CORP.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,882
Property tax
$622
Heat allowance
$150
Housing costs
$8,654 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $307,980
25-yr amortization

Income needed

$266,000

gross annual household income

Payment at 4%
$6,480 / mo
Cash down
$307,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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