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Listed 14 days ago

1990 Victoria Street

Stroud, Innisfil

$674,000

Detached|Bungalow
2 | 2 | 7
About this home

A rare quarter-acre lot backing onto open greenspace with no rear neighbours sets this Stroud bungalow apart, and the major systems here have already been taken care of. The 2018 roof, 2021 upgraded 200 amp electrical service, and brand new 2026 furnace give buyers real peace of mind, while both bathrooms were fully renovated in 2025 and new flooring was installed upstairs in 2026. The well pump and pressure tank were replaced in 2025, the well test is current, and the septic was recently cleaned and serviced. Add in fresh paint throughout and new front porch and back deck construction in 2026, and this home is truly move-in ready. Inside, the main floor offers two bedrooms, a bright eat-in kitchen, a spacious living room, and an updated 4-piece bathroom. A separate split-level entrance leads to a fully finished basement with above-grade windows, a large recreation room, a 3-piece bathroom, and existing kitchen rough-ins, offering genuine in-law suite potential for extended family or guests. Located minutes from Lake Simcoe, Innisfil Beach Park, and Highway 400 access into Barrie, close to Stroud's schools and everyday amenities

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,681
Lot Size65.93 ft x 182 ft
mls© NumberN13670254
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,450
Property tax
$307
Heat allowance
$150
Housing costs
$3,907 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $134,800
25-yr amortization

Income needed

$120,000

gross annual household income

Payment at 4%
$2,836 / mo
Cash down
$134,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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