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Listed 23 days ago

631 Lockhart Road

Rural Innisfil, Innisfil

$859,900

Detached|Bungalow-Raised
2 | 1 | 8
About this home

Pride Of Ownership! Well Maintained & Thoughtfully Upgraded Throughout! Cozy Raised Bungalow Nestled On Private 0.57 Acred Lot Surrounded By Mature Trees In Sought After Innisfil! Main Level Features Open Concept Layout With Vinyl Flooring (2026), Large Windows, & Is Conveniently Combined With the Dining Room For Seamless Hosting On Any Occasion! Eat-In Galley Kitchen Boasts Stainless Steel Appliances (2024), Granite Countertops, A Breakfast Area & Walk-Out To The Backyard Composite Deck (2026) Perfect For Enjoying A Summer BBQ Or Relaxing On A Warm Day! Convenient Main Level Primary Bedroom With Large Closet, & Newly Updated 4 Piece Semi Ensuite With New Tile Flooring, Double Vanities & Walk-In Shower! (2026). Second Bedroom With Closet Space & Large Windows Allowing Lots Of Natural Sunlight To Shine Through. Fully Finished Lower Level Features Open Concept Rec Room With Broadloom Flooring & Napoleon Gas Fireplace, Creating A Great Second Space To Host Or Hangout With Friends & Family. Plus Additional Bedroom Is Perfect For Guests To Stay. Huge Backyard Is Filled With Green Space For Kids To Play Or Your Own Blank Canvas With Lots Of Space To Design With Landscaping Throughout! Double Car Extra Wide Garage With Drive-Thru To Backyard! Plus An Additional Garden Shed For All Your Storage! Recent Upgrades Include: Vinyl Flooring (2026), Broadloom Flooring (2024), Gas Generator (2024), Fridge & Stove (2024), Washer (2026), Dryer (2023), New Well Pump (2026) & Softener (2024), Furnace (2024), Deck (2026), Bathroom Renovation (2026)! Ideal Location Minutes To Lake Simcoe, Parks, Marinas, Boat Launches, Golf Courses & Walking Trails For Everyone To Enjoy! Plus Short Drive To All Major Amenities Including Groceries, Schools, Shopping, GO! Transit, Highway 400, & More! All That's Left To Do Is Move In!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,806
Lot Size100 ft x 250 ft
mls© NumberN13610618
Listed ByRE/MAX HALLMARK CHAY REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,401
Property tax
$401
Heat allowance
$150
Housing costs
$4,952 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $171,980
25-yr amortization

Income needed

$152,000

gross annual household income

Payment at 4%
$3,619 / mo
Cash down
$171,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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