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Listed 2 months ago

B1425 Regional Road 50 N/A

Rural Brock, Brock

$599,000

Detached|Bungalow
2 | 1 | 10
About this home

UPDATED BUNGALOW OFFERING MAJOR EXTERIOR & INTERIOR UPGRADES ON THE TALBOT RIVER WITH 170 FT OF WATER FRONTAGE! Extensively updated riverfront home along the Talbot River with approx. 170 ft of frontage on a private 133 x 282 ft lot, offering water views, mature trees, birdwatching opportunities and a long list of meaningful improvements. Significant upgrades include newer siding, insulation behind siding, fascia, soffits, leaf guards, and windows, paired with updated mechanicals, including a heat pump with a new electric furnace backup, a UV light water treatment system, and a grey water pump system for laundry use. New LVL flooring, fresh paint, and updated lighting fixtures carry a consistent, refreshed feel throughout the main level, where the kitchen features updated stainless steel appliances, tile flooring, ample white cabinetry, warm wood countertops, and a bright breakfast nook. The kitchen opens directly to the main living area, where a large window overlooks the fenced yard, complemented by crown moulding and a feature wall adding character to the space. Two comfortable bedrooms and a 4-piece bathroom complete the main level, along with a spacious foyer and mudroom area providing practical everyday entry. The partially finished basement extends the living space with a sitting room, third bedroom, and ample storage options. A long private driveway accommodates 10+ vehicles, while a shed with electrical service and ShelterLogic structure adds additional utility. Close to Lake Simcoe, Trent Severn Canal, local marinas and multiple sandy beaches providing access to an extensive waterway network, boating and seasonal recreation, plus nearby parks and year-round outdoor enjoyment, all just five minutes to Ramara and under ten minutes to Beaverton for everyday amenities, shopping, and services.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,185
Lot Size133.37 ft x 282 ft
mls© NumberN13458304
Listed ByRE/MAX HALLMARK PEGGY HILL GROUP REALTY

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,066
Property tax
$265
Heat allowance
$150
Housing costs
$3,481 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,800
25-yr amortization

Income needed

$107,000

gross annual household income

Payment at 4%
$2,521 / mo
Cash down
$119,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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