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Historic Lakeshore Communities, Georgina
$899,900
Welcome to Willow Beach Living with Built-In Income Potential! Rarely offered and only 6 years new, this exceptional legal duplex-style bungalow presents a unique opportunity to own a modern 2-in-1 home in one of Georgina's most desirable lakeside communities. Whether you're an investor, multi-generational family, or looking to offset your mortgage through house-hacking, this property delivers outstanding flexibility and value. Thoughtfully designed with separate entrances, individual utilities, climate control systems, in-suite laundries, private outdoor spaces, dedicated parking, and separate garage access, each residence offers true independence and privacy. The bright upper level showcases soaring 9-ft ceilings, an open-concept layout, designer kitchen with quartz countertops, oversized island, stylish cabinetry, spacious principal rooms, 3 bedrooms, and 2 full bathrooms including a private primary retreat with walk-in closet, ensuite bath, and walkout to the deck overlooking the expansive backyard. The legal lower-level apartment is equally impressive, featuring rare 10-ft ceilings, large above-grade windows, abundant natural light, and a true walkout design that feels more like a main floor than a basement. Offering 3 additional bedrooms, 2 bathrooms, a spacious open-concept living area, modern kitchen, and its own private outdoor space, it provides exceptional comfort for extended family or tenants alike. Situated on a premium street just moments from beautiful Willow Beach, this property includes deeded access to a private beach and is surrounded by parks, trails, marinas, golf courses, schools, shopping, arenas, transit, and quick access to Hwy 404. Enjoy the best of lakeside living with strong income potential of approximately $5,000 per month and the added benefit of easier mortgage qualification through a legal secondary suite. Every detail has been considered. Just move in and enjoy.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 6-15 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $6,299 |
| Lot Size | 50 ft x 150 ft |
| mls© Number | N13452984 |
| Listed By | RE/MAX REALTRON REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,606
- Property tax
- $525
- Heat allowance
- $150
- Housing costs
- $5,281 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$162,000
gross annual household income
- Payment at 4%
- $3,787 / mo
- Cash down
- $179,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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