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Price Change$1,600,000

14703 Ninth Line

Rural Whitchurch-Stouffville, Whitchurch-Stouffville

$1,400,000

Detached|Bungalow-Raised
3 | 3 | 4
About this home

Welcome to this beautifully renovated waterfront retreat on sought-after Musselman's Lake, offering the perfect blend of year-round living, cottage charm, and investment potential. Just minutes from the Stouffville GO Station, shopping, restaurants, and everyday amenities, this stunning raised bungalow showcases breathtaking panoramic lake views, a private dock, and a walkout lower level. Fully renovated from top to bottom, the home features a brand-new kitchen, new flooring throughout, updated finishes, and exceptional pride of ownership. The spacious primary bedroom includes a private ensuite, creating a comfortable and relaxing retreat. Offering 3+1 bedrooms and 3 full bathrooms, this versatile layout is ideal for families, multi-generational living, weekend getaways, or entertaining guests. The walkout lower level provides additional living space, while the separate hydro-equipped bunkie offers endless possibilities as a guest suite, home office, studio, or extra storage. Additional features include an awning-covered patio, laundry facilities, three portable A/C and heating units, and ample outdoor space for entertaining and enjoying the waterfront setting. Enjoy boating, fishing, swimming, skating, and year-round recreation right from your backyard. A fantastic opportunity for homeowners, investors, or those seeking an all-season cottage lifestyle. Potential for short-term rental income (buyer to verify all local bylaws and regulations).Experience waterfront living at its finest-just a short drive from Toronto.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$5,000
Lot Size50 ft x 30 ft
mls© NumberN13443268
Listed ByCENTURY 21 LEADING EDGE REALTY INC.

Listing History

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,166
Property tax
$417
Heat allowance
$150
Housing costs
$7,733 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $280,000
25-yr amortization

Income needed

$238,000

gross annual household income

Payment at 4%
$5,891 / mo
Cash down
$280,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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