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Listed 2 months ago

85 Ferncroft Drive

Historic Lakeshore Communities, Georgina

$999,999

Detached|Bungalow
3 | 3 | 7
About this home

Live by the Lake! Magnificent, generously proportioned bungalow with a three car garage on quiet street walking distance to the lake! One of only a few homes like this in town, this is an ultra rare, sprawling 2247 sq ft above grade 3 bed, 3 bath floorplan with an ideal split bedroom layout! Step inside and you will find an inviting foyer, gleaming hardwood floors. 9' ceilings. Great room with cathedral ceiling and a gas fireplace. California shutters. Spacious kitchen with upgraded cabinets, large peninsula, stainless steel appliances and walk out to a large, south facing deck. Palatial main floor primary suite with a 5 pc ensuite with a jacuzzi and a walk in closet. Kids/guests have a jack and jill bathroom and huge closets. The formal dining room is big enough to host the whole family. Downstairs you will find a large, partially finished basement, which has a great layout, many above grade windows, 2nd gas fireplace, bathroom rough in and lots of room for your family or hobbies! The heated three car garage offers the ideal man cave or shop and storage for your toys year round. Other features include 200 amp main panel and 40 amp sub panel. Upgraded tall garage doors. Workshop. Cold storage. Beautiful masonry and curb appeal. 65 foot wide lot and an impressive footprint and located on a beautiful, quiet cul-de-sac only a few homes from the end of the street. All of this, only minutes to the lake and all that Keswick has to offer with a short stroll to schools, shopping and amenities. This immaculate home is a nearly impossible to find product that offers both the ultimate downsize or ideal family home that people can raise their family and/or grow old in. This is the very definition of well maintained and pride of ownership! I welcome you to have a look!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$7,248
Lot Size65.62 ft x 106.63 ft
mls© NumberN13434326
Listed ByROYAL LEPAGE SIGNATURE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,118
Property tax
$604
Heat allowance
$150
Housing costs
$5,872 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $200,000
25-yr amortization

Income needed

$181,000

gross annual household income

Payment at 4%
$4,208 / mo
Cash down
$200,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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