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Listed 3 months ago

492 Britannia Avenue

Bradford, Bradford West Gwillimbury

$839,000

Detached|2-Storey
4 | 3 | 6
About this home

** New Roof to Be Installed ** Charming Detached 4-Bed Family Home with Private Backyard and Walk-Out Apartment!** Welcome to your dream home! This stunning detached 4-bedroom residence offers the perfect blend of comfort and versatility, ideal for families or savvy investors. Step inside to discover a bright, airy living space, featuring a well appointed layout that seamlessly connects the living room, dining area, and modern custom renovated kitchen complete with stainless steel appliances and ample storage. Retreat to your spacious master suite with ensuite bath and walk in closet, complemented by three additional generously-sized bedrooms, perfect for kids, guests, or a home office. Rounding out this level is the main 4pc washroom with spectacular skylight - flooding in natural light to the entire room - very unique! But the true gem of this property is the private backyard oasis, oversized walkout deck from the kitchen, perfect for entertaining and enjoying summer barbecues. The walk-out 1-bedroom apartment provides an excellent opportunity for rental income, in-law suite, or guest accommodation, complete with its own kitchen, 3pc bathroom, spacious living room and separate entrance. Additional highlights include a two-car garage, brand new hardwood flooring, and a prime location close to parks, schools, commuter routes and shopping. Don't miss out on this rare opportunity schedule your private tour today and experience the perfect blend of family living and investment potential! * Walkable to Go Station, (Future) Bradford Bi-Pass, Lions Park & Splash Pad, Groceries Renos in Last 5 Years - Custom Kitchen, Hardwood Flooring, Carpet Runner, Bathroom updates, Deck, Garage Drywall, Main & Upper painted, Furnace and Air Conditioner

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age31-50
Size1500-2000 sq. ft.
Property Tax$4,286
Lot Size37.2 ft x 108.5 ft
mls© NumberN13421740
Listed ByRE/MAX HALLMARK CHAY REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,294
Property tax
$357
Heat allowance
$150
Housing costs
$4,802 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $167,800
25-yr amortization

Income needed

$148,000

gross annual household income

Payment at 4%
$3,531 / mo
Cash down
$167,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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