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Price Change$1,099,000

9537 Morning Glory Road

Pefferlaw, Georgina

$999,000

Detached|Bungalow-Raised
3 | 3 | 8
About this home

Welcome to this stunning move-in-ready raised bungalow, built in 2021 and situated on a premium 86' x 255' lot (just over half an acre) backing onto open countryside. Offering 3 spacious main-floor bedrooms, 2 full bathrooms, and a fully finished lower level with a third full bathroom, separate entrance, and potential for two additional bedrooms or an in-law suite, this beautifully upgraded home combines modern comfort, versatility, and rural charm. The bright open-concept layout features 9' smooth ceilings, engineered oak hardwood floors, pot lights, elegant wall mouldings, and a stylish family-sized kitchen with custom cabinetry, quartz countertops, a full-height backsplash, and a large centre island overlooking the living and dining areas with a walkout to a large deck overlooking the backyard. The spacious primary retreat features a tray ceiling, walk-in closet, and private ensuite, while the finished lower level offers exceptional flexibility for multi-generational living or growing families. Additional highlights include an oversized finished double-car garage with direct access, 200-amp electrical service, a covered front porch, and an on-demand natural gas backup generator. Enjoy the peace and privacy of country living with beautiful countryside views while remaining just minutes from local amenities, schools, shopping, and Lake Simcoe. Immediate possession available.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$2,273
Lot Size86 ft x 255 ft
mls© NumberN13228142
Listed ByCENTURY 21 INNOVATIVE REALTY INC.

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,113
Property tax
$189
Heat allowance
$150
Housing costs
$5,453 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,800
25-yr amortization

Income needed

$168,000

gross annual household income

Payment at 4%
$4,204 / mo
Cash down
$199,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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