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Listed 3 months ago

233 Sand Road

Holland Landing, East Gwillimbury

$1,400,000

Detached|Bungalow-Raised
3 | 2 | 6
About this home

Here's your chance to purchase a raised bungalow with an in-ground pool on the Holland River! With 2115 sq ft of finished living space (1195 sq ft main level/995 sq ft on the lower level), this home offers a renovated kitchen with a quartz island and heated floor that opens to the living and dining room combination. The natural light coming through this main level is amazing and the gas fireplace heats the entire level. The primary bedroom has a walkout to an 8' x 38' patio with a hot tub and overlooks the in-ground pool and river that allows for beautiful sunrises! The 3rd bedroom has a Murphy bed and desk that maximizes the space and utility of this room. The heated floor in the renovated bathroom is a treat! The lower level affords large windows, an over-sized family room with gas fireplace, a wet bar, a play room, an exercises room, a bedroom and a two-piece bathroom. Septic system was replaced in 2017, pool liner is only five years old, the pool pump was replaced in 2024. The 18' x 12' garage is heated and insulated. Flagstone courtyard and mature grapevines are complemented by the interlock that extends to the driveway. You have direct access from your backyard to the river on any vessel from a bass boat to a cabin cruiser!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$5,366
Lot Size60 ft x 231.05 ft
mls© NumberN13225774
Listed ByLPT REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,166
Property tax
$447
Heat allowance
$150
Housing costs
$7,763 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $280,000
25-yr amortization

Income needed

$239,000

gross annual household income

Payment at 4%
$5,891 / mo
Cash down
$280,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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