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Price Change$1,550,000

78 Clovelly Cove N/A

Pefferlaw, Georgina

$1,450,000

Detached|2-Storey
4 | 2 | 9
About this home

DIRECT WATERFRONT HOME ON LAKE SIMCOE! Welcome to this beautiful 4-bedroom, 2-bathroom waterfront retreat nestled on a rare, ELEVATED LOT with breathtaking SUNSET VIEWS and ample PRIVACY over Lake Simcoe. This charming home features direct waterfront access with a shallow SANDY BOTTOM, perfect for families and water activities. Enjoy year-round, municipal road access on a quiet street and the convenience of a long private driveway with parking for up to 8 vehicles, plus an attached single-car garage. Key Features include 7 total rooms with 4 spacious bedrooms, multi-tiered decks ideal for entertaining with endless lake views, Jacuzzi hot tub for relaxing evenings, Professionally landscaped and manicured front and back yards, emerald cedar hedges, New roof (late 2023), Extensive water filtration system upgrades, 2 mounted AC/heat pump units, Gas heating, Drilled well and septic system. This elevated property offers incredible 4-season potential. Perfect as a family home, summer retreat or a turnkey 4-season Airbnb (Summer swimming and winter ice fishing!). Located in desirable Pefferlaw, you're minutes from grocery stores, LCBO, restaurants, golf courses, marinas, and Beaverton, and less than 1.5 hours from Toronto. Don't miss this rare opportunity to own your own slice of Lake Simcoe waterfront living! Potential Add-ins.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$6,264
Lot Size56.4 ft x 315.57 ft
mls© NumberN13030226
Listed ByRE/MAX ULTIMATE REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,422
Property tax
$522
Heat allowance
$150
Housing costs
$8,094 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $290,000
25-yr amortization

Income needed

$249,000

gross annual household income

Payment at 4%
$6,102 / mo
Cash down
$290,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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