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New5 days ago

21 Bergen Road

Dorset Park, Toronto

$1,299,000

Detached|2-Storey
3 | 3 | 4
About this home

A true one-of-a-kind gem in Dorset Park, this charming 3-bedroom, 3-bathroom home is filled with character, natural light, and thoughtful details throughout. Situated on a mature 45 x 120 ft lot, this exceptional property offers an impressive private backyard oasis featuring a beautiful in-ground pool, expansive patio, lush gardens, and a spacious hardwood deck installed in 2022-perfect for summer entertaining, family gatherings, or relaxing in your own private retreat. The main floor features a generous kitchen with custom cabinetry and new cabinets installed in 2024, plus a walkout to the deck and beautifully landscaped backyard. A comfortable living room, separate dining room, and convenient powder room complete the main level. The living room is anchored by a bay window that fills the space with natural light, while all three bedrooms upstairs also feature bay windows, creating bright and inviting spaces throughout. The spacious primary suite offers a walk-in closet and private ensuite, providing a comfortable retreat at the end of the day. Downstairs, the partially finished basement features a separate entrance, additional bedroom, bathroom, your very own dream cantina, and plenty of storage, offering excellent potential for extended family, guests, or an in-law suite setup. Step outside and discover a backyard designed for enjoying the best of summer. The in-ground pool and expansive surrounding patio create a resort-like setting, while the large deck, mature landscaping, and vibrant gardens provide plenty of space for entertaining, outdoor dining, or quiet evenings at home. Tucked away on a peaceful street yet conveniently close to parks, schools, shopping, and transit, this home offers a rare combination of character, functionality, and an incredible outdoor lifestyle. New roof installed September 2, 2026.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$4,604
Lot Size45.05 ft x 120.16 ft
mls© NumberE13744134
Listed ByHOMEH

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,649
Property tax
$384
Heat allowance
$150
Housing costs
$7,183 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $259,800
25-yr amortization

Income needed

$221,000

gross annual household income

Payment at 4%
$5,466 / mo
Cash down
$259,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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