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New1 day ago

822 Southdown Street

Donevan, Oshawa

$639,900

Detached|Bungalow
2 | 2 | 5
About this home

Welcome to 822 Southdown Street in Oshawa. This detached bungalow is perfectly situated on a spacious 50' x 105' lot in a desirable area of south-east Oshawa. It is a clean and well-maintained 2 + 2 bedroom home with a white vinyl sided exterior and a paved driveway offering lots of parking for 5 vehicles. As you enter, you'll find a bright and inviting eat-in kitchen, complete with a large front window that floods the space with natural light. The eat-in kitchen has light oak cabinetry, ceramic backsplash, inclusive of appliances, plus laminate flooring (2 years). A south side door leads to a newer deck/fence (2025), perfect for morning coffee or barbecuing off the kitchen or overlooking the fenced rear yard in a westerly exposure. The spacious living room features broadloom with a large picture window that overlooks the front yard. Off the hallway, there are 2 bedrooms on the main floor, along with a full 4-piece washroom. Venturing downstairs, you'll discover additional living space with 2 additional bedrooms, a 3-piece washroom, and a rec room that is ideal for family gatherings or entertaining. The laundry/utility area offers space for storage and includes the appliances, new furnace/air conditioner installed October 2025, plus a rental HWT (2 years). The roof is believed to be within the last ten years. There's also a shed in the rear yard, equipped with hydro, and offering more storage space. The homeowner has cherished this home and neighbourhood for 33 years and it is time to move on to the next chapter. With its clean condition and great location just off the 401 and Harmony Road exit, making it an ideal choice for commuters, this home is perfect for first-time buyers, those seeking to downsize, or investors. We welcome all offers with a flexible possession date.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age31-50
Size700-1100 sq. ft.
Property Tax$4,332
Lot Size50 ft x 105 ft
mls© NumberE13715288
Listed ByRe/Max Impact Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,275
Property tax
$361
Heat allowance
$150
Housing costs
$3,786 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $127,980
25-yr amortization

Income needed

$117,000

gross annual household income

Payment at 4%
$2,693 / mo
Cash down
$127,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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