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Central, Oshawa
$449,900
Calling all first-time buyers and investors. This charming 1+1 bedroom bungalow presents an incredible entry-level opportunity to stop renting and start building equity. Step inside to a bright, functional layout featuring a spacious main-floor living room with durable laminate flooring, a cozy dining area, a full 4-piece bathroom and a kitchen that flows into an inviting sunroom-perfect for your morning coffee. Lovely front porch with composite decking. Downstairs, the partially finished basement offers a separate entrance and an extra bedroom, providing fantastic potential for an in-law suite, guest space, or custom lower-level retreat. Set on an impressive 33 x 130 ft lot with parking for 6 cars, the true standout feature is the massive 14 x 23 ft detached hydro-equipped garage complete with a full storage loft-the ultimate workshop for mechanics, contractors, or hobbyists. Prime Oshawa location close to transit, shopping, parks, and all daily amenities. Don't miss this high-potential gem!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | < 700 sq. ft. |
| Property Tax | $3,655 |
| Lot Size | 33 ft x 130.5 ft |
| mls© Number | E13693250 |
| Listed By | RE/MAX Jazz INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,303
- Property tax
- $305
- Heat allowance
- $150
- Housing costs
- $2,757 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$85,000
gross annual household income
- Payment at 4%
- $1,893 / mo
- Cash down
- $89,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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