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Lakeview, Oshawa
$659,000
Beautifully updated, city-approved legal duplex offering excellent income potential and versatile living arrangements. This well-maintained all-brick 3+1 bedroom bungalow is set on an extra-deep lot and features two completely separate units, each with its own private entrance. Both levels include spacious kitchens, fresh neutral finishes, and easy-care laminate flooring, creating bright and practical living spaces. Large windows on the main level and oversized windows in the lower level bring in plenty of natural light throughout. The lower level is fully finished with a separate entrance, generous living area, full kitchen, bedroom, and a full bathroom, perfect for generating rental income or accommodating extended family. The long private driveway allows parking for up to six vehicles, providing added convenience for multiple occupants. Located in a desirable area close to schools, shopping, restaurants, and public transit, with quick access to Highway 401 for an easy commute. A brand-new park and school are just steps away. The home has been freshly painted throughout, appliances are in great condition, and the roof was replaced approximately 6 months ago. Previously rented for $2,400/month on the main level and $1,600/month plus utilities for the lower unit. An excellent turnkey opportunity for investors or first-time buyers looking to offset their mortgage by living in one unit and renting the other.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,872 |
| Lot Size | 40 ft x 125 ft |
| mls© Number | E13659198 |
| Listed By | CENTURY 21 PERCY FULTON LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,373
- Property tax
- $323
- Heat allowance
- $150
- Housing costs
- $3,846 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$118,000
gross annual household income
- Payment at 4%
- $2,773 / mo
- Cash down
- $131,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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