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Listed 13 days ago

5 Todd Road

Agincourt South-Malvern West, Toronto

$2,580,000

Detached|2-Storey
7 | 10 | 6
About this home

Stunning custom-built residence, approximately 1.5 years new, offering over 4,400 sq. ft. of total living space, including a fully detached 1,220 sq. ft. two-storey laneway house. The 3,229 sq. ft. main home features soaring 10-ft ceilings, high-performance triple-pane aluminum windows, an open-concept layout, quality finishes, and four spacious bedrooms, each with a private ensuite. The finished basement is configured as two separate apartment units, offering excellent flexibility and additional income potential, with the current basement tenancy ending August 31, 2026. The three-bedroom laneway house, featuring an ensuite in each bedroom is currently tenanted at $2,950 per month, providing immediate rental income with the current laneway house tenancy ending Feb 28, 2027. Ideally located near schools, parks, transit, shopping, and everyday amenities, this exceptional property is perfectly suited for luxury living, multi-generational families, or investors.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age0-5
Size3500-5000 sq. ft.
Property Tax$4,962
Lot Size51 ft x 150 ft
mls© NumberE13649144
Listed ByKW Living Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$13,206
Property tax
$413
Heat allowance
$150
Housing costs
$13,769 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $516,000
25-yr amortization

Income needed

$424,000

gross annual household income

Payment at 4%
$10,857 / mo
Cash down
$516,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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