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New5 days ago

195 Ryerson Crescent

Samac, Oshawa

$860,000

Detached|Bungalow-Raised
2 | 3 | 6
About this home

Versatile and beautiful, this Raised Bungalow offers the flexibility your family needs. Downsizing & in need of Accessibility features? We've got it! Live comfortably on the main floor ft. wide hallways and an exterior wheelchair lift from the garage directly inside. 2 Large main floor Principal Rooms (Flooring 2026), Main floor Laundry, and Accessibility Conscious Bathrooms, showcasing a 4pc Ensuite Bath with Roll-In shower. Don't compromise on Kitchen or Living Space with a bright & airy Breakfast area, Walk-in pantry & over 1500 sq. ft above grade. A Younger Family desiring that coveted Rental Income? We've got it! Choose to live upstairs or down! With new (2024) Above Grade windows & Cali Shutters throughout, an oversized 2nd Modern Kitchen with walk in pantry, Gas stove, B/I dishwasher & Wine fridge, Spacious 2nd Family & Dining Room areas, 4pc Semi-Ensuite, 2 additional bedrooms including what feels like a 2nd Primary Bdrm ft Walk-In & Mirrored wall-to-wall closets - without forgetting the 2nd Separate Laundry Rm - you'll easily forget it's a basement apartment! Large extended Family? We've got you covered too! Multiple entrances offer the privacy you need under one roof. Investors of course will love the proximity to Ontario Tech University. Cathedral Ceilings; Moveable upstairs Kitchen Island; New Windows at every turn (2024); the walk-out to the back deck and down to the backyard Gazebo; A front porch perfect for tea for two on a quiet morning; Landscaped Yards awaiting your revival; Roof (2015), Paint (2026) & Tankless Hot Water (owned, 2026); 7 mins to 407 &12 mins to 401; Close to TWO Costco locations in Oshawa & Ultra convenient with many groceries, Transit options, Highways & the University near by only ADD to the features that make this Raised-Bungalow on a quiet street in the highly desired North Oshawa, exactly the PERFECTLY versatile and beautiful home for YOU!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. Age16-30
Size1500-2000 sq. ft.
Property Tax$6,830
Lot Size53.21 ft x 109.87 ft
mls© NumberE13625462
Listed ByRE/MAX REALTRON REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,402
Property tax
$569
Heat allowance
$150
Housing costs
$5,121 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $172,000
25-yr amortization

Income needed

$158,000

gross annual household income

Payment at 4%
$3,619 / mo
Cash down
$172,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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