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Listed 22 days ago

19600 St Christophers Beach Road Lane

Rural Scugog, Scugog

$2,250,000

Detached|2-Storey
4 | 4 | 12
About this home

Experience luxury waterfront living on the shores of Lake Scugog in this exceptional custom-built Craftsman bungaloft offering approximately 5,000 sq. ft. of finished living space. Built in 2014, this impressive 5-bedroom, 4-bath residence showcases breathtaking western exposure with panoramic sunset views, a sandy shoreline, soaring 23-foot cathedral ceilings, a floor-to-ceiling stone gas fireplace, and a designer chef's kitchen featuring custom Cuisines Laurier cabinetry, Caesarstone countertops, double wall ovens, and an oversized island designed for entertaining. An expansive three-season sunroom extends your living space, while rich hardwood flooring and dramatic arched floor-to-ceiling windows create a warm yet sophisticated interior. The main-floor primary retreat offers a spa-inspired ensuite, walk-in closet, and walkout to a covered lakeside porch. Upstairs, each bedroom enjoys private access to a lakeview balcony. The fully finished lower level features in-floor heating, separate garage and exterior access with excellent in-law suite potential. Complete with a 2.5-car garage, private dock, professionally landscaped grounds with an interlock patio, new septic system (2026), Generac whole-home backup generator, and premium mechanical upgrades, this extraordinary waterfront estate delivers luxury lakeside living less than an hour from Toronto.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age6-15
Size2500-3000 sq. ft.
Property Tax$12,761
Lot Size130.76 ft x 295.97 ft
mls© NumberE13562808
Listed ByCentury 21 United Realty Inc.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$11,517
Property tax
$1,063
Heat allowance
$150
Housing costs
$12,730 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $450,000
25-yr amortization

Income needed

$392,000

gross annual household income

Payment at 4%
$9,468 / mo
Cash down
$450,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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