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Listed 1 month ago

644 Perry Crescent

Vanier, Oshawa

$575,000

Semi-Detached |2-Storey
3 | 2 | 4
About this home

644 Perry Crescent, Oshawa. Welcome to this 3-bedroom, 2-bathroom 2-storey semi-detached home on a quiet crescent in central Oshawa. Offering excellent potential for first-time buyers, renovators, or investors, this fixer-upper is a fantastic opportunity to build equity in a prime neighbourhood. The main floor features an eat-in kitchen and living spaces, and a powder room, while the upper level provides three spacious bedrooms and a full bathroom. A convenient separate side entrance grants direct access to the basement, making it ideal for future finishing, an in-law suite, or additional income potential. The home also has newer windows throughout, which will help with heating and cooling costs. Outside, the property boasts parking for up to 4 cars and a spacious backyard - perfect for outdoor living, gardening, or family activities. What makes this home truly stand out is its exceptional location. You're just minutes from the Oshawa Centre, with its vast shopping, dining, and entertainment options. Families will appreciate the close proximity to highly rated local schools and beautiful parks. Commuters benefit from quick access to Highway 401, Highway 412, and the Oshawa GO Station for seamless travel to Toronto and the GTA. This solid semi-detached home is a blank canvas waiting for your personal touch. Bring your vision and transform it into a modern family home in one of Oshawa's most convenient and desirable pockets. Don't miss this rare chance to own in a family-friendly community with strong growth potential!

Extras

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agent
Angela Montano
(647) 283-2643
TypeSemi-Detached
Style2-Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,040
Lot Size27.5 ft x 120.22 ft
mls© NumberE13496124
Listed ByPeak Realty Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,943
Property tax
$337
Heat allowance
$150
Housing costs
$3,430 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,000
25-yr amortization

Income needed

$106,000

gross annual household income

Payment at 4%
$2,420 / mo
Cash down
$115,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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