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Listed 2 months ago

4 - 234 Water Street

Port Perry, Scugog

$699,000

Condo Townhouse |
2 | 2 | 2 | 0
About this home

OPEN HOUSE Sat. AUG 1st 11am -2:30 pm** LEISURE LIFESTYLE - NO SNOW SHOVELLING! ** - quiet pace & WATERFRONT scenic views... An opportunity to own in one of Port Perry's most sought-after waterfront enclaves. Nestled within a quiet 18-unit bungalow townhome haven on over 3 acres of beautifully maintained waterfront grounds, this almost 1200 sq ft unit offers an open concept layout with a warm, welcoming feel that starts with hardwood floors that flow from the front doo thru to the patio walkout. The spacious living room features a gas fireplace and bay window, blending naturally into the connected dining area and providing seamless walkout access to your private patio overlooking the manicured gardens and waterfront beyond. The kitchen offers ample cabinetry and sits comfortably within the open concept view of the main living space. Both bedrooms are well sized, with the primary offering a 3 pc ensuite and the main 4 pc bath serving the second bedroom with ease. A comfortable laundry room adds everyday convenience & storage. Interior access to your single attached garage with attic access/storage completes the package. 2nd car parking space too! Enjoy true low-maintenance living where snow is cleared right to your door, the grounds are kept year-round, and the waterfront, downtown shops, restaurants, the library, parks and the Port Perry Marina are all just steps away.

Extras

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Got questions?

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agent
Angela Montano
(647) 283-2643
TypeCondo Townhouse
StyleBungalow
Approx. Age31-50
Size1000-1199 sq. ft.
Maintenance Fees$1,389
LockerNone
BalconyNone
ExposureSouth West
Parking TypeBuilt-In
Parking Spaces2
Parking FeaturesPrivate, Surface
Property Tax$4,467
mls© NumberE13434150
Listed ByRE/MAX Jazz INC.
Common Elements Included
Building Insurance Included
Water Included
Parking Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,578
Property tax
$372
Heat allowance
$150
Condo fees, half counted
$694
Housing costs
$4,794 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,800
25-yr amortization

Income needed

$148,000

gross annual household income

Payment at 4%
$2,942 / mo
Cash down
$139,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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