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Price Change$999,800

48 Ridware Crescent

Highland Creek, Toronto

$1,299,980

Detached|2-Storey
4 | 4 | 6
About this home

Welcome to 48 Ridware Crescent, a beautifully renovated detached home in the prestigious Highland Creek community, ideally located within walking distance to the University of Toronto Scarborough Campus, Centennial College, TTC transit, parks, schools, and everyday amenities, with quick access to Highway 401. Offering 4+3 bedrooms and a bright, functional layout, this move-in-ready home features engineered hardwood flooring throughout, renovated kitchens and bathrooms, spacious principal rooms, and quality finishes designed for modern family living. The updated kitchen is equipped with premium appliances, quartz countertops, and ample storage, making it the perfect space for cooking and entertaining. Enjoy the inviting front porch, private backyard with greenhouse, and a finished basement with 3 additional bedrooms, offering exceptional flexibility for large or multi-generational families. Major updates include a renovated main floor and kitchen (2020), roof replacement in 2022 with a 20-year transferable warranty, updated windows, A/C, and numerous improvements throughout. Situated in one of Scarborough's most sought-after neighborhoods, this exceptional home combines location, space, and quality upgrades, making it a rare opportunity for families seeking comfort, convenience, and long-term value.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$5,105
Lot Size40.86 ft x 109.74 ft
mls© NumberE13432682
Listed ByROYAL LEPAGE IGNITE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,654
Property tax
$425
Heat allowance
$150
Housing costs
$7,229 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $259,996
25-yr amortization

Income needed

$222,000

gross annual household income

Payment at 4%
$5,471 / mo
Cash down
$259,996

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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