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Price Change$985,000

222 Sprucewood Crescent

Bowmanville, Clarington

$985,000

Detached|2-Storey
4 | 4 | 4
About this home

Visit the REALTOR website for further information about this listing. Beautiful, well-maintained family home featuring a legal basement apartment with income potential, making this an ideal opportunity for investors, multigenerational families or buyers looking for income support. The home includes a legal secondary suite occupancy permit (2023) confirming compliance of the basement apartment. Offering 2,297 sq ft (MPAC exterior measurement) plus a finished legal basement apartment, this home provides generous living space across all levels. The main floor features a bright and spacious layout with a vaulted front entryway filled with natural light, flowing into a professionally upgraded custom kitchen with granite countertops, custom backsplash, pot lighting, and open-concept design into the family room. Hardwood flooring runs throughout the main living areas, creating a warm and cohesive feel. Additional features include updated major systems and finishes: roof (2017) and furnace (2017), along with thoughtful upgrades throughout the home. The basement apartment is fully self-contained and currently rented, providing immediate income potential. Located in a desirable Bowmanville neighbourhood close to schools, amenities, and commuter routes, this property offers both comfort and long-term value. A rare opportunity to own a turn-key home with a legal income suite in a growing community.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$6,224
Lot Size39 ft x 108 ft
mls© NumberE13429272
Listed ByEASY LIST REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,042
Property tax
$519
Heat allowance
$150
Housing costs
$5,710 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $197,000
25-yr amortization

Income needed

$176,000

gross annual household income

Payment at 4%
$4,145 / mo
Cash down
$197,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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