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Listed 2 months ago

751 Gifford Street

Lakeview, Oshawa

$549,000

Detached|2-Storey
4 | 3 | 3
About this home

Top Reasons You'll Love This Home Perfect for First-Time Buyers or Investors. This versatile home offers exceptional value and flexibility. The finished basement with a separate entrance provides excellent potential for an in-law suite or additional living space. Flexible Family-Friendly Layout Featuring 4 bedrooms, including one conveniently located on the main floor, this home is ideal for extended family, guests, or a home office setup. Prime Central Location on a Quiet Street Enjoy easy commuting with quick access to Hwy 401, the GO Station, Durham Region Transit, and major routes including Simcoe St. and Ritson Rd. Close to schools, shopping, restaurants, brand-new parks, and beautiful Lake Ontario-everything you need is just minutes away. Spacious & Functional Living Areas The bright main floor features a large separate living room, formal dining room, and a dedicated kitchen, offering plenty of space for everyday living and entertaining. Comfort & Convenience Enclosed front porch Durable metal roof, Large windows providing abundant natural light Fully fenced and gated backyard Spacious deck perfect for relaxing or entertaining Bonus Features A total of 3 washrooms, including a convenient main-floor powder room, adds extra comfort and functionality for busy households. A fantastic opportunity to own a well-maintained home in a desirable location with income potential and plenty of space for the whole family! Please see the 3D Virtual tour Link.

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$3,369
Lot Size25 ft x 150 ft
mls© NumberE13423154
Listed ByCENTURY 21 LEADING EDGE REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,810
Property tax
$281
Heat allowance
$150
Housing costs
$3,241 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $109,800
25-yr amortization

Income needed

$100,000

gross annual household income

Payment at 4%
$2,310 / mo
Cash down
$109,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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