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Central, Oshawa
$649,900
Beautifully updated 3+1 bedroom brick bungalow with detached garage on a quiet, tree-lined street in Central Oshawa. This move-in ready home features a new 2025 gas furnace, newer shingles, central air conditioning 2025 and hot water tank 2025 -The main floor offers bright living spaces with a separate side entrance to a versatile 1-bedroom nanny suite, ideal for extended family or rental income. A detached garage, spacious private yard, and large driveway complete the premium lot. Perfect for first-time buyers, investors, families, or seniors. Steps to the 401, GO Train, 407, schools, hospitals, parks, and all amenities. Seller says Bring all offers
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,590 |
| Lot Size | 41.47 ft x 119.75 ft |
| mls© Number | E13169736 |
| Listed By | CENTURY 21 WENDA ALLEN REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,326
- Property tax
- $383
- Heat allowance
- $150
- Housing costs
- $3,859 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$119,000
gross annual household income
- Payment at 4%
- $2,735 / mo
- Cash down
- $129,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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