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Price Change$1,550,000

35 Chipperfield Crescent

Pringle Creek, Whitby

$1,390,000

Detached|2-Storey
4 | 4 | 4
About this home

Welcome to 35 Chipperfield Crescent, a rare ravine-lot home with a legal walk-out basement apartment in the heart of Whitby's desirable Pringle Creek community.This fully renovated detached residence offers flexible multigenerational living or strong rental potential, with the legal second unit capable of generating approximately $2,000-$2,500 per month in income.Situated on a premium 50 x 126 ft ravine lot, the home provides approximately 4,500 sqft of total living space, combining privacy, nature views, and spacious living.The main floor features a formal living room, formal dining room, a wood-paneled office, and a newly upgraded kitchen with quartz countertops, new cabinetry, premium appliances, double wall ovens, stylish backsplash, and an oak wine storage unit. A curved staircase, skylight, and custom millwork add refined character throughout.Upstairs offers 4 spacious bedrooms and 2 updated bathrooms. The primary suite includes a large ensuite with freestanding tub, glass shower, and double vanity, overlooking peaceful ravine views.The fully rebuilt legal walk-out basement apartment includes 2 large bedrooms, a dedicated dining room, a separate living room (both above ground and facing the backyard), a full kitchen, a 3-piece bathroom, and a private laundry room. A lockable interior door separates the two units, providing flexibility for rental income or extended family living.Additional features include a new roof, hardwood flooring, central air conditioning, forced-air gas heating, two laundry rooms (main & basement), and parking for four vehicles (double garage + double driveway).Move-in ready and ideally located close to highly rated schools, parks, shopping, and transit, this property offers a rare opportunity to enjoy ravine living with built-in income potential in one of Durham's most sought-after neighborhoods.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size3000-3500 sq. ft.
Property Tax$9,045
Lot Size50.42 ft x 126.99 ft
mls© NumberE13013502
Listed ByHOMELIFE NEW WORLD REALTY INC.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,115
Property tax
$754
Heat allowance
$150
Housing costs
$8,018 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $278,000
25-yr amortization

Income needed

$247,000

gross annual household income

Payment at 4%
$5,849 / mo
Cash down
$278,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

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