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New3 hours ago

3905 - 5 St. Joseph Street

Bay Street Corridor, Toronto

$708,000

Condo Apartment |
1 + 1 | 2 | 1 | 0
About this home

Stunning High-Floor Suite in the Heart of Downtown Toronto! Bright and spacious southwest corner suite featuring 1 Bedroom + Den and 1.5 Bathrooms. The enclosed den, complete with windows and a swing door, can comfortably serve as a second bedroom.Modern kitchen with quality finishes, open-concept living and dining area, and floor-to-ceiling windows that fill the space with natural light.Enjoy premium building amenities and an unbeatable location just steps to Wellesley Subway, U of T, Toronto Metropolitan University, hospitals, Yorkville, restaurants, shopping, and more. Perfect for end-users or investors seeking exceptional downtown convenience.

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agent
Angela Montano
(647) 283-2643
TypeCondo Apartment
StyleApartment
Approx. AgeNot available
Size600-699 sq. ft.
Maintenance Fees$668
LockerNone
BalconyOpen
ExposureSouth West
Parking TypeUnderground
Parking Spaces1
Parking FeaturesNone
Property Tax$4,155
mls© NumberC13725632
Listed ByBAY STREET GROUP INC.
Heat Included
Water Included
CAC Included
Building Insurance Included
Parking Included
Common Elements Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,624
Property tax
$346
Heat allowance
$150
Condo fees, half counted
$334
Housing costs
$4,454 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $141,600
25-yr amortization

Income needed

$137,000

gross annual household income

Payment at 4%
$2,979 / mo
Cash down
$141,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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