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New2 days ago

805 - 95 Lombard Street

Church-Yonge Corridor, Toronto

$629,900

Condo Apartment |
2 | 2 | 1 | 1
About this home

Completely renovated, spacious 2 bedroom with parking & 2 lockers in super quiet boutique building with only 5 suites per floor! The current owner opened up the kitchen and reconfigured the bedroom wall for optimal efficient floor plan. Bright and spacious at St. James Place in an unbeatable downtown location near St.Lawrence Market! This clean, well-maintained suite features an open-concept layout, a renovated kitchen with quartz countertops and stainless steel appliances, and large windows that fill the space with natural light. Beautiful view of the downtown Toronto skyline! The generous primary bedroom includes a private ensuite. Second locker is undeeded. Units have use of a small locker room on each floor. This suites locker is in front of the unit. Just steps to the TTC, Financial District, parks, shopping, and some of the city's best dining.

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agent
Angela Montano
(647) 283-2643
TypeCondo Apartment
StyleApartment
Approx. AgeNot available
Size1000-1199 sq. ft.
Maintenance Fees$1,386
LockerExclusive
BalconyNone
ExposureSouth West
Parking TypeUnderground
Parking Spaces1
Parking FeaturesUnderground
Property Tax$2,731
mls© NumberC13683636
Listed ByRE/MAX HALLMARK REALTY LTD.
CAC Included
Common Elements Included
Heat Included
Hydro Included
Building Insurance Included
Parking Included
Water Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,224
Property tax
$228
Heat allowance
$150
Condo fees, half counted
$693
Housing costs
$4,295 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $125,980
25-yr amortization

Income needed

$132,000

gross annual household income

Payment at 4%
$2,651 / mo
Cash down
$125,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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