20 Saddletree Drive
Bayview Woods-Steeles, Toronto
$1,368,000
Modern Renovated with Lots of Upgrades 4 bedroom and 2.5+1 Bathrooms situated on a rare ravine lot backing onto Duncan Creek Trail, Calm & Prestigious Community Cul-De-Sac, $$$300K+++SPEND ON Updated, Finished Separate Entrance W/O Basement with 9ft ceiling, Beautiful Garden, open concept expansive living and sitting, updated Hardwood Floor main floor, Bathrooms, Kitchen, Breakfast, Laundry, Smooth ceiling in main floor, Pot Lights, Interlocking Driveway(2023), Fresh Painting(2025), Engineer Hardwood Flooring 2nd Floor(June 2025), Hardwood Stairs, All Energy Eff. Windows & Patio Door, Prof. Landscaping, Fully Fenced Yard, Cascading Fish Pond In The Backyard was covered by soil, High Eff. Furnace(2018), Roof (2018), Air Conditioners(2022), Deck was painted in 2026, School: A.Y.Jackson & Zion Heights, Near parks, transit, and shopping.
No extras listed.
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This seller is holding back offers
Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.
| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 2500-3000 sq. ft. |
| Property Tax | $10,357 |
| Lot Size | 55.76 ft x 145.6 ft |
| mls© Number | C13665918 |
| Listed By | REAL HOME CANADA REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,002
- Property tax
- $863
- Heat allowance
- $150
- Housing costs
- $8,015 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$247,000
gross annual household income
- Payment at 4%
- $5,757 / mo
- Cash down
- $273,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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